Senior Counsel, Capital Markets

• At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
• About the Legal, Compliance, and Public Affairs team
• The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners.
• We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem.
• Our work spans multiple professional disciplines and provides the foundation for Affirm's mission to deliver honest financial products.

About the role

• Our legal team is looking to add a Senior Counsel, Capital Markets to our growing Corporate Affairs function.
• This lawyer will lead and advise on broad-based efforts to build a diversified capitalization strategy.
• One should have an expert understanding of financing and corporate transactions, along with a desire to learn and grow in a legal role focused on capital markets and finance.
• In addition, this lawyer should have outstanding organizational and interpersonal skills, be capable of prioritizing responsibilities, and have the desire to work with internal and external customers.
• This attorney will report to the Director, Capital Markets Counsel and work closely with Affirm's capital markets and bank partnerships business teams.

What you'll do

• Advise and support the capital markets team in building out the company's network of capital sources and strategies, including capital markets international expansion
• Advise and support the bank partnerships team in building out the company's network of originating and card issuing partner banks
• Independently lead each financing transaction or bank partner initiative from a legal perspective, from strategy discussions to deal execution and maintenance beyond closing
• Draft, review and negotiate all US and international capital markets deal documents, including credit and security agreements, loan sale agreements, indentures, officer certificates, board and shareholder resolutions, and side letters
• Demonstrate expert knowledge and understanding of lending and securities laws and regulations relating to capital markets transactions
• Communicate legal advice in a clear, concise, and timely manner
• Coordinate with cross-functional teams as a capital markets and/or bank partnership legal main point of contact, providing thought leadership on other special projects

What we look for

• 7+ years of relevant law-firm experience, and we'd prefer some additional in-house experience (particularly if it's from a high-growth fintech start-up)
• JD degree from a well-regarded law school and membership (in good standing) in a US state bar
• Previous legal experience in structured and/or debt finance--term, revolving, and asset-based lending; warehouse and asset-backed financing; loan sales; securitizations; and creative forms of funding
• Outstanding integrity and work ethic
• Excellent business judgment and interpersonal skills, to facilitate negotiations with external and internal customers
• Strong interpersonal and problem-solving skills, meticulous attention to detail, maturity, an eye for business, proactivity, and an excellent attitude
• Proven experience as a key contributing member of a high performing team
• Self-motivation and ability to take ownership of projects
• Natural self-starter, with the ability to work efficiently (both solo and as part of a team)

Base Pay Grade - O

Equity Grade - 8

• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT) per year: $220,000 - $280,000
• USA base pay range (all other U.S. states) per year: $195,000 - $255,000
• Please note that visa sponsorship is not available for this position.

#LI-Remote

Remote-first with flexibility built in

• Affirm is proud to be a remote-first company.
• Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Benefits

designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

• We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.
• For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
• By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.