Senior Director, Product Management

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product team

• The Product team listens to our customers' needs and translates those insights into a clear product vision.
• The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.
• We rely on empathy, curiosity, and business sense to prioritize features and improve experiences.
• Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the role

• Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product.
• We're looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations.
• This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm's most strategic product areas.

What you'll do

Own the Card domain end-to-end

• Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today.
• Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards)
• Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations.
• Translate company strategy into a coherent roadmap spanning multiple teams and systems

Build and scale a high-performing product organization

• Manage and develop a team of PMs and PM leaders
• Establish product standards, operating cadence, and decision frameworks
• Build a durable org that delivers high-quality outcomes without direct involvement in every decision

Drive business outcomes at scale

• Own GMV, engagement, unit economics, and credit outcomes for the Card domain
• Shape investment strategy, tradeoffs, and resource allocation across multiple product areas
• Partner with Finance and Credit to optimize profitability and risk

Lead platform strategy and execution

• Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems)
• Partner deeply with Engineering to make cost vs. value tradeoffs at the system level
• Ensure the Card Platform scales reliably across use cases, geographies, and partners

Operate as a cross-functional leader

• Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM
• Build strong relationships with external partners (networks, processors, wallet providers)
• Represent the Card domain in executive forums and company planning cycles

What we look for

Product leadership at scale

• 15+ years in product management, with experience leading multi-team product areas or platforms
• Track record of owning large domains or business lines with meaningful financial impact

Org-building capability

• Experience managing managers and building high-performing PM teams
• Proven ability to create systems, processes, and culture that scale

Strategic and systems thinker

• Ability to operate at portfolio-level altitude—connecting product decisions to company strategy
• Strong judgment across second- and third-order tradeoffs, especially in complex systems

Platform + fintech depth

• Experience in payments, cards, fintech, or adjacent infrastructure
• Comfort working on both consumer-facing products and backend platforms

Execution and influence

• Ability to drive alignment across senior stakeholders and functions
• Strong product instincts paired with rigorous, data-driven decision-making

Why this role matters

Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape:

• How Affirm shows up every day in consumers' wallets
• How we blend debit, credit, and pay-over-time into one experience
• The platform foundation that enables future financial products

Pay Grade - V

Equity Grade - 21

• Employees new to Affirm typically come in at the start of the pay range.
• Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• For sales roles, the range provided is the role's On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250
• USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000

#LI-Remote

Remote-first with flexibility built in

• Affirm is proud to be a remote-first company.
• Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Benefits

designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

• We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.
• For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
• By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.