Role details
Company Description
Wise is a global technology company, building the best way to move and manage the world's money.
Min fees. Max ease. Full speed.
- Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
- As part of our team, you will be helping us create an entirely new network for the world's money.
- For everyone, everywhere.
- More about our mission and what we offer .
Job Description
We're looking for an experienced Senior Product Engineer to join the Risk & Control Governance team / Risk Assessment Group. You'll be instrumental in building the governance, assurance, and data foundations that ensure every risk decision at Wise is consistent, explainable, auditable, and continuously monitored.
- This role works at the intersection of the Risk API platform, Product, and Financial Crime (FinCrime) teams — offering a unique opportunity to build the systems that give Wise confidence in every risk assessment it operates at scale.
- You will be the driving force behind the platform's trustworthiness and integrity, focusing on:
- Data Governance: Building and maintaining data ownership, lineage, and quality monitoring systems that ensure every risk decision is powered by trusted data.
- Control Assurance: Designing continuous monitoring and validation systems that verify controls perform as intended — including trigger validation, drift detection, coverage analysis, and control health scoring.
- Auditability & Explainability: Implementing end-to-end audit trails, change history tracking, and explainability tooling that enables one-click regulatory evidence generation.
- Scalable Solutions: Designing robust, high-throughput solutions that handle large volumes of data and can be quickly understood and scaled across multiple distinct risk domains.
- What will you be working on?
- You will join the team at a pivotal moment, with your contributions being immediately visible and critical to the success of the entire Risk Assessment platform's governance layer.
The core challenge for the team — and your immediate focus — is to build the assurance and governance foundations that the platform currently lacks, ensuring every control can answer: Was the right trigger used? Was the right data available? Was the right decision made? Is the control still effective?
Your immediate impact will be to:
- Build Data Trust: Implement data quality monitoring, data contracts, and lineage tracking that give the organisation full traceability from risk decisions back to source data.
- Deliver Continuous Assurance: Design and build automated monitoring systems that continuously validate control effectiveness — detecting drift, false positives/negatives, and coverage gaps before they become incidents.
- Enable Auditability: Create audit trail infrastructure and explainability tooling that dramatically reduces the effort required for regulatory reporting and compliance evidence generation.
- Integrate with Risk API: Work closely with the Risk API team to embed governance and assurance capabilities into the core platform, ensuring clean integration points and shared data contracts.
Qualifications
What do you need?
- Strong Backend Engineering: Proven experience building high-throughput, data-intensive systems in Java. Hands-on expertise with Kafka, SQL and NoSQL databases, and designing for scale and reliability.
- Data Engineering Aptitude: Experience with data quality frameworks, pipeline orchestration, or lineage tracking. You understand what it takes to make data trustworthy at scale.
- Systems Thinking: Ability to reason about complex distributed systems, identify failure modes, and design solutions that are both robust and operationally simple.
- Ownership & Autonomy: Comfortable operating with ambiguity, defining your own work from high-level objectives, and driving delivery end-to-end without close direction.
- Collaborative Mindset: Ability to work effectively across team boundaries — particularly with the Risk API team, Product, and FinCrime stakeholders — to align on contracts, data models, and integration patterns.
Additional information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
- We're proud to have a truly international team, and we celebrate our differences.
- Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
- If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
- Keep up to date with life at Wise by following us on LinkedIn and Instagram .
Additional Information
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
- We're proud to have a truly international team, and we celebrate our differences.
- Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
- If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
- Keep up to date with life at Wise by following us on LinkedIn and Instagram .