Analytics Lead, Full Stack

• At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
• We are seeking a highly motivated and analytical individual to join our Growth Analytics International team.
• This team plays a crucial role in conducting research, monitoring performance, and running experiments to develop exceptional products for both consumers and merchants while driving long-term growth for the business.
• As Affirm continues expanding into new international markets, this role will be instrumental in establishing the operational analytics framework for new launches, beginning with Australia and expanding into future international markets.
• The ideal candidate will possess strong analytical and problem-solving abilities, a collaborative mindset, an eagerness to learn, and the patience to tackle complex challenges.
• Our team takes an end-to-end business analytics perspective, partnering across the organization to develop recommendations and solutions that enable the business to successfully execute its growth and profitability strategies.
• This role requires someone who can combine analytical rigor with business acumen to influence decisions and drive measurable outcomes.

What you'll do

• Establish and evolve the operational analytics framework for new international markets, ensuring scalable measurement, reporting, and decision-making capabilities as we expand globally.
• Operate with a business owner mindset by proactively identifying opportunities through analysis and product sense to enhance user experience, growth, and profitability.
• Own business problems from end to end by translating analytical insights into recommendations and optimization strategies that support business growth, profitability, and operational excellence.
• Take ownership of the end-to-end analytics process: define success metrics, generate insights and hypotheses, track performance, and create intuitive dashboards and reports that can be easily shared across the organization. Develop scalable analytics solutions and data models.
• Tackle ambiguous problems by identifying the core hypotheses and designing actionable experiments to validate product-market fit and economic viability.
• Translate analytical findings into clear and compelling narratives and business cases for leadership to inform decision-making.
• Spearhead weekly cross-functional metric reviews, collaborating with partners to conduct deep dives into significant metric shifts and suggest actionable steps.
• Partner effectively across Product, Risk, Finance, Commercial, and Operations to align strategies and execute against business objectives.
• Foster strong cross-functional relationships and establish yourself as a trusted advisor to team members.
• Mentor and guide junior analysts to deliver high-impact work that drives business results.

What we look for:

• Passion to redefine the lending and financial industry for the better.
• Strong understanding of the consumer lending and credit industry, including lending economics, portfolio performance, and credit metrics. Experience supporting international lending markets, particularly Europe and/or APAC, is highly desirable.
• Demonstrated ability to balance growth objectives with profitability and develop data-driven growth strategies.
• Bachelor's or Master's degree in a quantitatively rigorous subject area such as statistics, mathematics, finance, or economics.
• 5+ years of proven success in a cross-functional analytical role.
• Practical and theoretical knowledge of A/B testing.
• Experience with SQL and performing statistical analysis using Python.
• Experience simultaneously balancing multiple workstreams and prioritizing an analytics roadmap.
• Demonstrated curiosity and a growth mindset, with hands-on experience using AI-powered tools such as Cursor, Claude, or similar assistants to accelerate analysis, automate workflows, enhance problem-solving, and advocate for AI adoption across analytical workflows.
• Strong interpersonal and communication skills, with the ability to influence both technical and non-technical audiences.
• Comfortable partnering across multiple cross-functional teams, particularly Product, Risk, Commercial, Finance, and Operations.
• Ability to think creatively and critically while thriving in a fast-paced, dynamic, and often ambiguous work environment.
• Willingness to go out of your way to help teammates, with humility and a team-first mindset.
• Previous experience mentoring and guiding junior analysts.

Compensation & Benefits

Pay Grade - M

Equity Grade - 5

• Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
• In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc.

(parent company).

Location - Remote UK

#LI-Remote

Remote-first with flexibility built in

• Affirm is proud to be a remote-first company.
• Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Benefits

designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

• We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.
• For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
• By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.