Latam FinCrime Product Compliance and Risk Manager

Company Description

Wise is a global technology company, building the best way to move and manage the world's money.

Min fees. Max ease. Full speed.

• Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
• As part of our team, you will be helping us create an entirely new network for the world's money.
• For everyone, everywhere.
• More about our mission and what we offer .

Job Description

• Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.
• In this Individual Contributor (IC), role you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams.
• Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls.
• You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.

Your Mission

• Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.
• 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory

requirements

into technical specifications for engineers and product managers.

• Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise's global risk appetite.

Key Responsibilities

Control Design & Product Innovation

• Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.
• Perform pre-launch and ongoing FinCrime risk assessments for new products and features.
• Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.

Regulatory Risk & Advisory

• Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).
• Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.
• Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.

Audit, Remediation & External Relations

• Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.
• Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.
• External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.

What this role offers

• The chance to work at the heart of the product development cycle in one of the world's fastest-growing Fintechs.
• Direct impact on how millions of customers move and manage money in Brazil.
• A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.

Qualifications

• Expertise: Deep knowledge of Brazilian FinCrime regulations (specifically BCB Circular 3,978/2020) and their application in Payment Institutions and FX markets.
• Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy.
• Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions.
• Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.
• Bilingual: Fluent in English and Portuguese (mandatory).
• Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.

Bonus Skills:

• Experience with B2B partnership compliance.
• Familiarity with CVM regulations or investment management compliance.
• Proficiency in Jira, Confluence, or specialized Risk & Control software

Additional Information

*Please note, only resumes provided in English will be considered*

Our Benefits:

🚀 RSU's in a rapidly growing company

💻 Flexible working model

💪 An annual self-development budget

🩺 Health and dental allowance for you and your dependents

🏝️ A paid 6-week sabbatical leave after four years

👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance

🚌 Transportation vouchers

🍕 Food (730 BRL per month) and meal (1,188 BRL per month) vouchers

🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

• We're proud to have a truly international team, and we celebrate our differences.
• Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
• If you want to find out more about what it's like to work at Wise visit Wise.Jobs .
• Keep up to date with life at Wise by following us on LinkedIn and Instagram .