Senior Product Manager, Consumer Payments

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product team

• The Product team listens to our customers' needs and translates those insights into a clear product vision.
• The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence.
• We rely on empathy, curiosity, and business sense to prioritize features and improve experiences.
• Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the role

• The Consumer Payments team powers how customers successfully make payments to Affirm.
• As a Senior Product Manager, you will create new payment experiences that make repaying easier, improve payment success, and define how payments are processed safely and cost-effectively.
• This is a highly cross-functional role that sits at the intersection of Product, Engineering, Analytics, Finance, Design, and Partnerships.

What you'll do

We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with Affirm.

• We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with Affirm
• Focus on the customer, uncovering where paying breaks down through research and data, and sharing those insights across the team
• Create new payment experiences that make repaying easier, working with Design and Analytics from discovery to launch
• Design and run experiments that improve conversion, payment success, and cost
• Shape how payments are processed safely and cost-effectively, weighing performance and risk
• Be a trusted partner to Product, Engineering, Finance, Design, and Partnerships, exploring new opportunities together, evaluating their impact, and defining sequencing
• Drive an ambitious roadmap that delivers customer and business outcomes by identifying the highest-impact bets and presenting strategy to senior leaders

What we look for

• 5+ years of product management experience
• Analytical rigor: you are comfortable in the data and use experiment results and customer research to make product decisions
• Curiosity about customers: you have strong instincts for where an experience breaks down and the drive to fix it
• Experience holding informed conversations with engineers about how systems work and the tradeoffs they carry
• A track record of taking products from discovery through launch and iteration, including turning ambiguous or conflicting inputs into a clear plan
• Clear communication and influence: you explain tradeoffs well and build trust and alignment across Product, Engineering, Finance, Design, and Partnerships, including senior leaders, without needing formal authority
• Bonus points for experience in payments, fintech, or e-commerce

Base Pay Grade - N

Equity Grade - 9

• Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
• USA base pay range (all other U.S. states) per year: $173,000 - $233,000

#LI-Remote

Remote-first with flexibility built in

• Affirm is proud to be a remote-first company.
• Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Benefits

designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

• We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.
• For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
• By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.