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Staff AI/ML Engineer

Chime

San Francisco, CA, USA

$246,000 - $340,000 a year

Data and AISenior

Source checked 5 hours ago.

Posted 1 day ago.

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About the role

Chime's Data Science & Machine Learning team builds the models, services, and platforms behind how millions of members manage and grow their financial lives.

We're hiring a Staff AI/ML Engineer on our Lending and Cashflow team to lead the modeling behind cash flow underwriting and surface member insight: using members' transaction and deposit data to make fair, accurate credit decisions for people that traditional credit scores often miss.

In this role, you'll build and deploy machine learning systems on some of the richest transactional and behavioral data in fintech, turning it into the credit decisions behind products like MyPay, Instant Loans, and SpotMe.
This is a highly applied role: you'll own problems end to end, from framing the question through to a model running in production and moving a metric that matters, and you'll set the technical direction for how Chime underwrites with cash flow data.
In this role, you can expect to

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