Analytics Lead, Full Stack

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Finance team

• The Finance team ensures Affirm remains financially sound and strategically positioned for growth.
• Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development.
• We deliver timely insights, accurate reporting, and careful analysis to support decision-making.
• From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.

About the team

• The Merchant Pricing team makes crucial decisions that directly impact Affirm's top and bottom line.
• Our team analyzes and structures deal economics to ensure we drive sustainable and profitable growth.
• We monitor merchant / platform performance not just to report on it, but to constantly optimize the offerings and take / inform further actions when needed.
• We take ownership of the deals economics through the lifecycle, ensuring Affirm grows efficiently and profitably.
• The Merchant Pricing team is looking for an Analytics Lead, Full Stack to support our next phase of growth by expanding into international markets.
• In this role, you will define pricing strategy, drive go-to-market initiatives, perform pricing & economical analysis, and work closely with our Strategic Partnerships, Product, Credit, Finance, Capital Markets, and Engineering teams.
• You should combine exceptional problem solving and analytical skills, and deep knowledge of lending and/or payments space.

What you'll do

• Work with various cross-functional teams to understand market dynamics, define pricing strategy, structure new platform deals, perform economic analyses, and collaborate on new markets expansion
• Leverage industry research, market report and other proprietary research to understand market sizing, merchant / consumer preferences and product market fit
• Draw insights from performance data, design and test new pricing constructs to optimize portfolio performance and economics
• Work closely with cross-functional teams on international market deals
• Monitor, experiment, optimize and iterate international markets pricing / offering

What we look for

• Strong sense of ownership, intellectual curiosity and an ability to think creatively and critically and thrive in a fast-paced, dynamic, collaborative and often ambiguous work environment
• 6+ years experience in a fast-paced analytical role (pricing, consulting, finance, risk, lending, investment banking, deal desk, etc)
• Strong analytical skills, proficient with analytical tools (Excel, Snowflake, Sigma) and script languages (SQL, Python or others)
• Strong curiosity and bias toward leveraging AI tools to accelerate analysis, automate workflows, and increase personal and team productivity
• High attention to detail but an equally important ability to see the big picture and evaluate analyses with strategic business context

Base Pay Grade - M

Equity Grade - 8

• Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
• Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
• USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000
• USA base pay range (all other U.S. states) per year: $164,000 - $224,000

#LI-Remote

Remote-first with flexibility built in

• Affirm is proud to be a remote-first company.
• Most roles can be done from almost anywhere within the country of employment.
• Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work.
• All new hires will be invited to attend an in-person onboarding experience.

Benefits

designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.

• We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.
• For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law.
• By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.